A wedding may be one of the most special days of anyone’s life, but very few are preoccupied with insurance coverage. A small scale wedding may not have many costs or risks, but a large wedding is another story. Since there are so many expenses on the line, many couples will choose to take out an insurance policy. If you are planning a big wedding in the Sandpoint, ID area, consider consulting with The Insurance Shop USA.
What is the Point of Wedding Insurance?
Wedding insurance is designed to protect those attending the wedding from unforeseen disasters. This can include accidents or last-minute changes to the event. The insurance policy will include exactly what is covered and the conditions.
What is typically covered?
Canceled Events: If there is extreme weather affecting an outdoor event, that is a perfect example of what is covered. Bad weather can have expenses like losing the deposit at a venue, additional hotel costs, or transportation costs.
Injuries: Accidents can happen at even the calmest of weddings. The costs associated with the injury or changed plans may be covered to a certain extent.
Liability: Thereis a certain legal liability when hosting at certain venues that do not provide liability coverage.
Unfulfilled Services: If caterers or other service providers do not show up, the last minute costs may be included in the policy.
Keep in mind, canceling a wedding due to a couple with cold feet is not likely covered under a policy. To get a good idea of wedding insurance pricing in the Sandpoint, ID area, consider giving The Insurance Shop USA a call.