Sandypoint: Reasons to Work with an Independent Insurance Agent

When a person goes to purchase insurance, there is a great need to understand that policies can be purchased through multiple providers. In fact, purchasing insurance through multiple providers is often a great choice to make because it helps lead to greater savings in the long run. And even when buying through various brands of insurance, as long as a person goes through an independent agent, bundling discounts are still available, which leads to even greater savings. 

If you’re looking for insurance — no matter the type of policy — you should always consider the advantages that are to be gained by going through an independent agent in Sandypoint. Here’s a close look at three benefits you are sure to gain. 

Individualized Attention Means Better Customer Service

When you go through an independent agent, you can have peace of mind in knowing that this person will handle all of your claims. By working with the same person each time, this helps ensure that the claims process goes as smoothly and quickly as possible. And with better customer service comes greater satisfaction with all of your claims. To make sure you are getting the attention you deserve, make sure to contact an independent insurance agent today. 

Greater Choice of Policies

Another excellent reason to go through an independent agent is because you will have a greater choice of policies to choose from. No matter the type of insurance you are looking for, a greater choice of policies will lead to more competitive pricing, meaning you can save a lot of money. 

To learn more about acquiring services through an independent agent in Sandypoint, contact The Insurance Shop USA today. 

Ways To Prepare For The Cold As A First Time Homeowner

It is almost winter and there is never a guarantee of how warm or how cold it may be. As a homeowner, it is always best to prepare for the worst. As a first time homeowner, it can be difficult to know exactly where to start with this task. There are many ways you can prepare for a cold winter that will keep you and your family warm and safe all winter long. Follow these steps and you should not have any surprises you cannot handle. 

Prepare for the Unexpected
In the winter, a power outage can occur at any time. This can occur because of a snow storm or various other reasons. No matter the cause, it is best to be prepared so you can stay warm. If the power goes out, you will need to have a heat source that does not rely on electricity. Make sure you have an option for this and that you have everything in your home to use it. Also, you never know how long your power outage will last so it is best to be stocked with all of the essentials. You should have a winter emergency kit with all of the medicine needed, food, water, and candles. 

Prep For Possible Issues
Before it gets really cold, make sure your furnace is working properly. Have a professional come out and inspect it for any issues so you can tackle them before you and your family suffer through the cold waiting on a repair. This is also the perfect time to take a look at your homeowners policy for any gaps. If you do not have one, you may want to consider getting one. You can call an agent at The Insurance Shop USA serving the Sandypoint, ID, area to help you with these insurance tasks.